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Short Term Care

Short Term Care is insurance designed to cover all three classes of nursing home: custodial, intermediate and skilled. However, it does so at approximately 1/3 the price of Long Term Care. It gives the insured who is either unable or unwilling to pay for Long Term Care another option besides going uninsured. Its benefits, however, are limited.

In addition, Short Term Care coverage helps provide a degree of protection from the depletion of your assets should you require a brief stay in a nursing facility. And a Short Term Care policy allows you time to make critical financial arrangements if long-term nursing home care becomes necessary.

Consider the benefits of a Short Term Care Policy from LHW Insurance?

  • Covers all levels of care.
  • No prior hospitalization required.
  • Flexible benefits tailored to your needs and budget.
  • Full restoration of benefits.
  • Full benefits paid for Alzheimer?s disease.
  • Broad definition of coverage.
  • Guaranteed renewable for life.
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